Professional Liability Insurance

Professional Liability for Python Developers

Professional liability — errors & omissions — responds when a client alleges your work was negligent, defective, incomplete, or didn't deliver the promised result. For a Python or data consultancy, that's the project that ships late and costs the client a launch, the deliverable that doesn't meet spec, the recommendation that turns out wrong, or the engagement where the client claims you failed to exercise reasonable professional skill.

These claims are about economic loss, not bodily injury or property damage — which is exactly why general liability won't touch them. Even when you've done nothing wrong, a dissatisfied client can file suit, and the cost of defending a professional-negligence claim alone can be substantial. Professional liability funds that defense and pays covered damages.

Built Into Tech E&O — or Standalone

For most software firms, professional liability is delivered as part of a technology E&O policy alongside cyber. Pure consultancies that don't build or host software sometimes carry standalone professional liability (often called miscellaneous professional liability). We structure it the right way for your work — and make sure the limits satisfy the indemnification and insurance clauses in your client contracts (MSAs).