Coverage Options
Python Developer & Data/ML Insurance
Every policy a software developer or data consultancy needs — in one place, from specialists who know tech.
Technology E&O Insurance
Technology errors & omissions (tech E&O) is the foundation policy for any Python development or data/ML consultancy. It combines professional liability for your technology work with cyber liability into a single form built for software companies.
Professional Liability Insurance
Professional liability (errors & omissions) covers claims that your professional work was negligent, late, or failed to deliver what was promised — the core 'failure to perform' exposure every software consultancy faces.
Cyber Liability Insurance
Cyber liability covers the cost of a data breach or cyberattack — both first-party recovery (your costs) and third-party liability (claims from clients and individuals whose data was exposed). Essential for any firm handling client data or PII.
General Liability Insurance
General liability covers third-party bodily injury and property damage claims — a visitor injured at your office, or damage you cause to a client's property on-site. The baseline coverage most coworking spaces and client contracts require.
Business Owner's Policy (BOP)
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage at a discount. It protects your office space, laptops, servers, monitors, and equipment, and is the efficient base policy for most small software firms.
Media Liability Insurance
Media liability covers intellectual property claims — copyright or trademark infringement, defamation, and open-source license violations. Important for developers who reuse code, libraries, and content in client deliverables.
Commercial Umbrella Insurance
Commercial umbrella insurance extends your underlying liability limits. For software firms pursuing enterprise contracts that require high combined limits, an umbrella is the cost-effective way to reach $2M, $3M, or $5M.
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