Coverage Options

Python Developer & Data/ML Insurance

Every policy a software developer or data consultancy needs — in one place, from specialists who know tech.

Technology E&O Insurance

Technology errors & omissions (tech E&O) is the foundation policy for any Python development or data/ML consultancy. It combines professional liability for your technology work with cyber liability into a single form built for software companies.

  • Software errors & failed deployments
  • Professional negligence in tech services
  • Data breach & cyber liability (combined)
  • Third-party claims from your software
Full coverage details

Professional Liability Insurance

Professional liability (errors & omissions) covers claims that your professional work was negligent, late, or failed to deliver what was promised — the core 'failure to perform' exposure every software consultancy faces.

  • Failure to deliver / perform claims
  • Negligent or defective work
  • Missed deadlines & SLA disputes
  • Breach of professional duty
Full coverage details

Cyber Liability Insurance

Cyber liability covers the cost of a data breach or cyberattack — both first-party recovery (your costs) and third-party liability (claims from clients and individuals whose data was exposed). Essential for any firm handling client data or PII.

  • Data breach response & notification
  • Ransomware & cyber-extortion
  • Third-party privacy liability
  • Regulatory fines & defense (GDPR/CCPA)
Full coverage details

General Liability Insurance

General liability covers third-party bodily injury and property damage claims — a visitor injured at your office, or damage you cause to a client's property on-site. The baseline coverage most coworking spaces and client contracts require.

  • Third-party bodily injury
  • Third-party property damage
  • Personal & advertising injury
  • Client-site & office incidents
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Business Owner's Policy (BOP)

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage at a discount. It protects your office space, laptops, servers, monitors, and equipment, and is the efficient base policy for most small software firms.

  • General liability + property bundle
  • Laptops, workstations & monitors
  • Servers & networking equipment
  • Office contents & furniture
Full coverage details

Media Liability Insurance

Media liability covers intellectual property claims — copyright or trademark infringement, defamation, and open-source license violations. Important for developers who reuse code, libraries, and content in client deliverables.

  • Copyright & trademark infringement
  • Open-source / copyleft license claims
  • Defamation & disparagement
  • Infringing code in deliverables
Full coverage details

Commercial Umbrella Insurance

Commercial umbrella insurance extends your underlying liability limits. For software firms pursuing enterprise contracts that require high combined limits, an umbrella is the cost-effective way to reach $2M, $3M, or $5M.

  • Excess general liability
  • Excess employer liability
  • $1M–$5M additional layers
  • Enterprise contract limit compliance
Full coverage details

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